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Before Buying

1. Check if the Project has a Certificate of Registration and License to Sell.

You should ask the broker/agent of the owner/developer if the project is registered and has a License to Sell issued by HLURB:

* This can be verified at the On-line Queries/HLURB website ( for the list of projects covered with Certificate of Registration and License to Sell as well as any encumbrance thereon, e.g. Cease and Desist Order, Suspension of License, etc.;

* Or you may visit or call the nearest HLURB Regional Office for this information.

2. Visit the subdivision/condominium, where the house and lot or condo unit to be purchased is located to know its natural topography, viz: susceptibility to landslide, flooding, erosion, etc.;

If the project is covered with a License to Sell, you may already enter into a Contract with the owner/developer. However, there are things which must be checked:

1. The date of completion of the project as indicated in the License to Sell;

2. If the property is mortgaged, it should have a Clearance to Mortgage from the HLURB;

3. The facilities and amenities represented in the advertisement flyers/ brochures are in accordance with the approved subdivision and condominium plan on file with HLURB.

When Buying

1. Check if the broker/agent is registered with HLURB/DTI;

2. Verify if the property has not been sold to other buyers with the Register of Deeds;

3. Check into your source of income whether you can afford to pay the equity and the monthly installments;

4. Check if the materials of the house or condo unit conform with the development standards and approved construction specifications submitted to HLURB;

5. Check whether the developer would payfor the water and electric meters, the subdivision perimeter fence, etc;.

6. Check who would eventually operate the subdivision/condominium water system.

Before Signing the Contract to Sell

1. Don’t sign any blank form of the Contract;

2. Read thoroughly all the contents of the Contract more especially the terms and conditions in fine print;

3. Secure a copy of the Contract and all other documents that you have signed;

4. Make sure that the Contract would be registered by the owner/developer to the Register of Deeds;

5. Pay directly to the owner/developer or the marketing agent authorized by said owner/developer only; and

6. Ask an official receipt on all payments for your file.